Adyen pricing context

Adyen uses a pay-per-transaction model with no setup fees, no monthly subscription fees, and no integration or closure fees, though a minimum monthly invoice applies (amount varies by industry and business type—often cited as ~€1,000 or more). Each transaction is priced using an Interchange++ structure: a fixed Adyen processing fee (typically ~€0.10 per transaction) plus a percentage markup (commonly 0.6% or higher depending on volume) plus the actual interchange fee set by the card network and the card scheme fee. This model passes the true underlying card costs to the merchant with full transparency. Additional products—such as POS hardware, issuing, capital, and fraud tools—are priced separately. Volume-based pricing tiers and negotiated rates are available for large enterprise clients.